Kiddie Comission, Chores and Tablespoons

Since Katelyn and Madelyn are 2.5 and 4.5 years old we decided a couple of weeks ago to implement a chore chart and commission system for the girls. We are doing this a la Dave Ramsey. We’ve decided that we are not going to do “allowance” but rather  pay “commission” for doing chores around the house. The girls both have specific daily chores they are to do to earn their $1 a day for 5 days. The rest of the chores they are expected to do because they are members of our family. We will not be paying them for every little thing the do! They will each get $5 dollars a week as long as their daily chores are checked off on their chore charts:

They are required to give $1 to church, $2 to savings and  keep $2. They put their money in some glass jars we have so they can see their dollars building up.

This way they are learning to give to church (We believe in tithes and offerings to church) save for their future ( maybe a car??) and then have money to spend as well. This will also teach them to value their money and make good choices when it comes to spending it. Katelyn seems to be having the most trouble with this. Madelyn doesn’t seem to care all that much.

Katelyn asked the other day if we could stop at Dunkin’ Donuts or McDonald’s. I told her I didn’t have any money for it but that she was more than welcome to spend hers. However, if she spent her money on junk food  she wouldn’t have any left to go to Toys R Us in a few weeks to buy a toy. She got all upset and said ” I don’t want to spend my moneys! I wan YOU to buy it with your moneys!!”

Aaahh.. the refreshing candor of children.

She also asked how much “moneys” she was getting and I said she was  getting two dollars after giving to our church and saving. She cried ” I don’t want  two moneys I want seven moneys!!”

We have quite a few lessons to learn, don’t we? But this is a great lesson in reality that many adults don’t get these days. Katelyn doesn’t like delayed gratification just like  most of us!

She’s also learning  working and getting money go together. This has been fun and eye opening!

Katelyn’s daily chore list is as follows:

Pick up toys in her bedroom

Pick up toys in playroom

Feed our dog Benny (I put the food in his bowl. She brings and takes the bowl)

Put dirty clothes in hamper/shoes in shoe basket

Madelyn’s chores are as follows:

Pick up toys in bedroom

Pick up toys in playroom

Put her shoes in shoe basket (we have a problem if losing shoes and/or tripping over them because they are always scattered around. Drives me nuts!!)

Put her dishes in the sink (or on the kitchen counter)

Everything else they are expected to do because we told them to and because they are a contributing and valued member of our family.

This chore chart and commission works for me!

And on a side note I wanted to share this small tidbit that has been working for me as well.

Do your kids eat oatmeal? Do your smaller ones have trouble getting the oatmeal from the bowl, on the spoon and into their mouth with out dumping it all over their shirt? Same goes for any kind of cereal.

I’ve found that a measuring Tablespoon works perfectly for this!

It’s deep enough to keep the oatmeal in the spoon without it pouring out as Madelyn tries to get it in her mouth. Eating oatmeal has become much less frustrating for her and me!

Works for me!!

This post is linked up to Works For Me Wednesday at We Are THAT Family.

Comments

  • http://atimetoshine.wordpress.com/ Karen Sanders

    That is a very cool idea. If more parents taught their children the value of money, they would be far less likely to end up in huge piles of debt by spending money they never had to begin with. :D

  • Ashlee

    We having started doing this with our three. We started doing not only cause they need to learn about saving and giving to God but Madison our oldest told us the other day the she is an adult. So Casey wanted her to learn that being an adult is not all that fun. So they have chores to do during the week and if they do them each day they get a sticker. At the end of the week Casey gives them their money and for each chore that is not done they get 25 cents taken away. Then they put 10% into tithes, 10% into savings, 30% into taxes. Madison gets 7 dollars, Nathan gets 6, Haylee gets 5. So far they have done pretty good. Of course we just started it on Monday.

  • http://www.vanderbiltwife.com Vanderbilt Wife

    Great tips, Mel! I love the tablespoon idea–maybe I will try that with Libbie.

    I look forward to the days of chores. :) Less work for me??

  • http://www.jeremyandlindsaydowns.com Lindsay Downs

    We do something similar, though we end up not paying our kids as consistently as we should. Still, it has really solidified the idea of “give, save & spend” in their heads, and they understand you get money by WORKING (not just going to the bank).

    Our chores look like this:
    8yo:
    - sort laundry, wash & dry clothes (I fold)
    - put away his clothes
    - empty dishwasher
    - make bed
    [That’s all he’s got right now because he’s learning to do the laundry and that’s a BIG job!)

    7yo:
    - make bed
    - vacuum (I usually tell her each day where I want her to vacuum)
    - put up her own clothes
    - empty kitchen trash

    4yo:
    - empty bathroom trash
    - make bed
    - put up his own clothes

    2yo:
    - Hahahahaha! :)

    We do ask them to do a lot of other things, but those are, as you said, just because they are part of the family. This has worked for us, for several years, and it’s habit now. It has been really good for us and for the kids!

  • SimplyMel

    I’m impressed with your list! It sounds like your kids pitch in well. I’m so having my kids help with laundry when they get older.

  • SimplyMel

    @Vanderbilt Wife
    We can only hope! less work is always good.
    Definitely try to the Tbsp. you might like it! Or should I say, LIbbie might like it

  • SimplyMel

    @Ashlee
    Agreed! Sounds like your system is working. Write back and let me know how it’s working for you later on! And you’re definitely being more generous with your money than we are. But my kids are younger, and we’re on a strict budget. I definitely think the older they are the more $$ they should get.

  • SimplyMel

    @Karen
    You are so right! It starts at home with good examples from parents. Too many adults never learned as children as still act like children today.

  • http://www.newbyathome.blogspot.com Catie

    Ok! LOVE the tablespoon idea!! :) Thanks!

    And I totally agree with the chores that get compensated for and the rest don’t (did that make sense??!?) You know what I mean. I could prob find it on your blog… but how old are your girls? They seem pretty young and I think it’s AWESOME you are starting this so early! Way to go! Very inspiring!

    Our DD isn’t quite 2 yet, so maybe we’ll wait a little longer to start this.. teehee. :)

  • http://www.newbyathome.blogspot.com Catie

    I love your “100 Things About Me”!! Mind if I copy it? :)

  • Debra

    Great idea! We have a sticker chart for behavior and I NEVER remember to put stickers on it! The poor boy has been trying to earn a trip to Chuck E Cheese for 2 months now. I like the chore idea. How do you keep the “saved” money and the “spendable” money separate so that Katelyn knows the difference.

  • SimplyMel

    @Catie
    I do know what you mean ;o) My girls are 2.5 and 4.5. I don’t recommend starting a chore chart before 2.5. Madelyn is just now getting really into it. I think it would just have been an exercise in frustration before 2.5.

  • SimplyMel

    @Debra
    “How do you keep the “saved” money and the “spendable” money separate so that Katelyn knows the difference.”

    Thanks! That’s why I stopped with the stickers and do check marks instead. Much easier in my opinion. The spend money goes into the jars. The save money goes into an envelope and I show the girls that I’m going to take that money to the bank and deposit it into their account once it adds up a bit. They’ll most likely be with me and will see that happen. The church money goes in my wallet with our tithe checks and I show them that too. Unfortunately they have already left for children’s church when offering time comes around. I need to find out if their Sunday School classes have an little offering so they can put the money in themselves. I want them to experience the joy and satisfaction of giving to God at church

  • http://hpfeifer.blogspot.com Heather

    I have deep plastic Tigger spoons that we use for cereal, etc. because they’re way deeper. It’s such a lifesaver!
    I am doing the chore chart too. Isabel has 5 consistent commission-able chores. She gets a quarter for each one she completes so if she does them each day that’s $1.25 a day. But I do check to make sure it’s completed the way I know she can do it. She usually manages to get $.75-$1.00 though. :) Her chores are: put books on bookshelf (they’re EVERYWHERE!), put blankets on bed (she doesn’t have to “make it” just yet), put toys in toy bins, put laundry in basket, and one more thing that I can’t ever remember without looking at the chart. I think I might add the shoes in shoe basket one though. Thanks for the idea!

  • SimplyMel

    @Heather
    Sounds like you’re doing well with that. Our problem is shoes and toys strewn about. I have the hardest time getting them to put one toy away before they take out another one! Oh, and usually art stuff is all over the place.

  • Shelley

    What if they only got a few dollars for one week for not doing all their chores, where does it go, since they wouldn’t have all five to put where it belongs?

  • SimplyMel

    @Shelley
    We would still divide up the amount so some would go into church offering, some would go into savings and some they would get to keep. Remember, this isn’t so much about nitpicking at their chores but teaching them about the work and money association. And also how to handle money properly. Even if they got $2 that week we’d still divide it up so a little bit went to church and savings and they got to keep the rest. For instance, we might do 50 cents to church, 50 cents to savings and they get to keep $1. My girls are still young and as long as they have a good attitude and put forth the effort to do their chores when told they will always get their $5 that week. The point is to teach and encourage them. Not to frustrate them.

  • http://juliebagamary.blogspot.com Julie Bagamary

    Good for you for following through with this and yea for Dave Ramsey and FPU. (My husband and I are facilitators of FPU in our area.)

  • SimplyMel

    @Julie
    Thanks for stopping by! We love FPU and Dave Ramsey!

  • http://cfanetwork.org/find-a-christian-financial-advisor.shtml dave ramsey

    There was a man called Dave Ramsey, Dave Ramsey developed a spreadsheet or
    worksheet which any debtors can take to calculate the number of months it will
    take him to settle certain number of debt taking some factors into
    consideration.

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